Welcome

Your work, your accomplishments, your dedication and honest endeavor are what brought you where you are today. 
Let me help you maintain your lifestyle and vision for the future.

What is Long Term Care insurance?
Why is it important for you? 

 

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Larry and Sharyn Rubin
When people confide in me their concerns about getting older, what I hear most is fear of becoming a burden to one’s family. Therein lies one of the rewards of owning Long-Term Care insurance. 

If you are ever faced with chronic disease, disability, or cognitive impairment that prevents you from performing basic acts of daily living such as dressing or bathing, you won’t have to rely on help from your spouse or children, because your policy will pay benefits for the long-term care you need. 
With Long Term Care insurance you can:
          * Protect your financial assets for their intended purpose.
          * Avoid becoming a burden to your family.
          * Maintain your dignity, independence and peace of mind.
"Nobody likes to think about a time when we might be less able, and perhaps dependent on those we most love. Larry approached my husband and me thinking about this uncomfortable topic with sensitivity and compassion. I actually feel some relief when helping older family members because, with Larry's guidance, we thought ahead and planned for that stage in our lives. We have endless trust in Larry. Taking some of the stress out of the prospect of growing old is a gift worth more than the premiums!"

                                                                  - Nina Butler
                                                                  Long Term Care insurance Client